Short-term loan solution from a single Nevada.
Advance Pay from One Nevada is a short-term loan system that costs not as much as typical pay day loans. We offer reduced rates, no application costs and loans as much as $1,500.
Compare Advance Pay to typical loan providers:
| The Other men | ||
|---|---|---|
| You Borrow | $1,000 | $1,000 |
| you are Charged | $158 | $125 |
| You spend | $1,158 | $1,125 |
| You conserve $33! (with direct deposit) | ||
Terms & Prices
Advance Pay
Finance Charge Schedule
With direct deposit
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $12.50 | 325.89% | $112.50 | 1 |
| $200.00 | $25.00 | 325.89% | $225.00 | 1 |
| $300.00 | $37.50 | 325.89% | $337.50 | 1 |
| $400.00 | $50.00 | 325.89% | $450.00 | 1 |
| $500.00 | $62.50 | 325.89% | $562.50 | 1 |
| $600.00 | $75.00 | 325.89% | $675.00 | 1 |
| $700.00 | $87.50 | 325.89% | $787.50 | 1 |
| $800.00 | $100.00 | 325.89% | $900.00 | 1 |
| $900.00 | $112.50 | 325.89% | $1,012.50 | 1 |
| $1,000.00 | $125.00 | 325.89% | $1,125.00 | 1 |
| $1,100.00 | $137.50 | 325.89% | $1,237.50 | 1 |
| $1,200.00 | $150.00 | 325.89% | $1,350.00 | 1 |
| $1,300.00 | $162.50 | 325.89% | $1,462.50 | 1 |
| $1,400.00 | $175.00 | 325.89% | $1,575.00 | 1 |
| $1,500.00 | $187.50 | 325.89% | $1,687.50 | 1 |
Without direct deposit
| Loan Amount | Finance Charge | apr | Total of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $15.00 | 391.07% | $115.00 | 1 |
| $200.00 | $30.00 | 391.07% | $230.00 | 1 |
| $300.00 | $45.00 | 391.07% | $345.00 | 1 |
| $400.00 | $60.00 | 391.07% | $460.00 | 1 |
| $500.00 | $75.00 | 391.07% | $575.00 | 1 |
| $600.00 | $90.00 | 391.07% | $690.00 | 1 |
| $700.00 | $105.00 | 391.07% | $805.00 | 1 |
| $800.00 | $120.00 | 391.07% | $920.00 | 1 |
| $900.00 | $135.00 | 391.07% | $1,035.00 | 1 |
| $1,000.00 | $150.00 | 391.07% | $1,150.00 | 1 |
| $1,100.00 | $165.00 | 391.07% | $1,265.00 | 1 |
| $1,200.00 | $180.00 | 391.07% | $1,380.00 | 1 |
| $1,300.00 | $195.00 | 391.07% | $1,495.00 | 1 |
| $1,400.00 | $210.00 | 391.07% | $1,610.00 | 1 |
| $1,500.00 | $225.00 | 391.07% | $1,725.00 | 1 |
Military
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $1.38 | 36.00% | $101.38 | 1 |
| $200.00 | $2.76 | 36.00% | $202.76 | 1 |
| $300.00 | $4.14 | 36.00% | $304.14 | 1 |
| $400.00 | $5.52 | 36.00% | $405.52 | 1 |
| $500.00 | $6.90 | 36.00% | $506.90 | 1 |
NOTICE OF DIRECTLY TO CONTACT ANY OFFICE ASSOCIATED WITH THE COMMISSIONER OF BANKING INSTITUTIONS REGARDING ISSUES COMPLAINTS that are OR. TOLL-FREE IN NEVADA (866) 858-8951.
Finance fee and APR calculated predicated on a 14-day term. Revised 4/24/15
SIGNIFICANT THINGS TO CONSIDER IF YOUR WANTING TO BORROW
How Payday Loans Perform: payday advances are short-term cash loans frequently guaranteed by the borrower’s post-dated check that is personal. We don’t require a post-dated check. Loan payment is deducted straight from your own account.
Pay day loan Terms: Loan quantities generally vary in quantities from $100 to $1,000. Average loan term is a couple of weeks. Rates typical 470% apr (APR). The finance charges range from $15 to $30, is 390% to 780% APR for example, to borrow $100 for two weeks. Our less than typical APRs and finance fees are shown above.
Two-Week Due Date: payday advances normally have a two-week deadline. In the event that you receive earnings just once 30 days, you may want to expand your loan two and on occasion even 3 times incurring extra costs before receiving your monthly check to cover from the loan. This can create your loan really high priced. A various types of loan might be much better for you personally. Make the most of our free monetary guidance explained from the next web page.
Financial obligation Traps: Payday loans often trap customers in perform borrowing cycles as a result of the high expenses and extremely repayment that is short. Borrowers normal 8-13 payday advances each direct lender title loans in minnesota year from a solitary loan provider. Almost 60% of most pay day loans are either same-day renewals or new loans removed just after paying down the loan that is prior. Which means that in the long run, pay day loan fees usually surpass the original loan quantity. Don’t get caught when you look at the financial obligation trap. Make the most of free monetary guidance explained below.
ESSENTIAL DISCLOSURES FOR ACTIVE PEOPLE IN THE MILITARY AND THEIR DEPENDENTS
The next relates to people in the military and their dependents if: (a) at that time your loan is manufactured, you may be a dynamic person in the armed forces or perhaps you really are a reliant of an energetic person in the army (as those terms are defined when you look at the Military Lending Act, 10 U.S.C. 987 as well as its implementing laws); and (b) your loan is unsecured or guaranteed by individual home which you would not buy with all the profits for the loan.
- NOTICE: Federal legislation provides protections that are important people in the Armed Forces and their dependents associated with extensions of credit. Generally speaking, the expense of credit rating to a part regarding the Armed Forces and his / her dependent may well not meet or exceed a apr of 36 %. This price must consist of, as relevant to your credit deal or account: the expenses related to credit insurance fees or financial obligation security costs; charges for ancillary items offered associated with the credit deal; any application cost charged (except that particular application charges for certain credit transactions or accounts); and any involvement charge charged (apart from particular involvement costs for a charge card account). To get this notice verbally, please phone 1-844-269-7201 during our normal company hours.
- This loan shall never be secured by stocks or deposits in almost any of one’s records until you particularly consent to establish a free account associated with this loan by which funds deposited following the loan is provided will secure this loan. Consequently, listed here conditions into the Loan Agreement and Security Agreement try not to connect with this loan: “Contractual Pledge of Shares”; any mention of pledge of stocks, statutory liens, set-off, or freeze that is administrative in the “Security contract, Pledge of Shares; Statutory Lien; Set-off; Administrative Freeze” supply; the “Cross-Collateralization” provision to your level it purports to cross-collateralize all of your other share or deposit records with us.
- This loan just isn’t susceptible to arbitration that is mandatory consequently any mention of mandatory arbitration in this Loan Agreement and protection Agreement shall maybe perhaps maybe not connect with this loan.
- The louisiana-specific provisions contained in the Security Agreement do not apply to this loan if you are a Louisiana resident.
Member Notice: A short-term loan should really be employed for short-term monetary requirements just, perhaps not just a long-lasting solution that is financial. People with financial hardships can check out Financial Management 100% free use of economic education and online tutorials.